Loan Rates
Estimate your monthly payments using our LOAN CALCULATOR.
Patronage Discount
All loans except Line of Credit, Share and Certicate Secured, and Mortgage will be discounted .25% if you have a Primary Checking Account(minimum of 6 months) with us, or pledge 10% of the original loan amount in shares.
New & Used Cars and Trucks
| 4.99% |
60 Months |
2007-2011 models |
| 4.89% |
48 Months |
2007-2011 models |
| 4.79% |
36 Months |
2007-2011 models |
| 4.69% |
24 Months |
2007-2011 models |
| 5.24% |
72 Months |
2007-2011 models |
If financing 100% of NADA value plus tax and licensing, add .10% to the rate.
90% of NADA High .10% discount.
80% of NADA High .20% discount.
70% of NADA High .30% discount.
Older Used Cars and Trucks
| 4.99% |
48 months |
2003-2006 models |
| 4.89% |
36 months |
2003-2006 models |
| 4.79% |
24 months |
2003-2006 models |
| 4.99% |
36 months |
2002 models and older |
| 4.89% |
24 months |
2002 models and older |
If financing 100% of NADA value plus tax and licensing, add .10% to the rate.
90% of NADA High .10% discount.
80% of NADA High .20% discount.
70% of NADA High .30% discount.
New Boats, Motorhomes & Travel Trailers (includes 1 year old used)
Used Boats, Motorhomes & Travel Trailers
Motorcycles, Snowmobiles, ATVs, Small Watercraft, etc.
| 8.40% |
36 months |
New |
| 8.40% |
24 months |
Used |
Signature/Visa/Share & Certificate Secured
| 10.90% |
12 months |
Signature |
| 11.90% |
24 months |
Signature |
| 12.90% |
36 months |
Signature |
| 13.90% |
48 months |
Signature |
| 11.90% |
Visa Classic Credit Card |
No Annual Fee with Cash Rebate |
| 9.90% |
Visa Classic Credit Card |
No Annual Fee |
| 8.90% |
Visa Classic Credit Card |
$10 Annual Fee |
| 9.90% |
Visa Platinum Credit Card |
No Annual Fee |
| 11.90% |
Visa Platinum Credit Card |
No Annual Fee with Scorecard Rewards |
| +4.00% |
Share Secured |
4% over declared dividend rate |
| +4.00% |
Cert. Secured |
4% over secured Certificate rate |
Home Equity (Loan Line of Credit)
| Prime Rate - 1.0 Adjustable Rate |
|
|
First and Second Mortgage
Call for current rates and availability.
All rates subject to change without notice. See a Health Care Credit Union Loan Representative for complete details.